Health Insurance (Krankenversicherung)
The information about health insurance on this page is relevant for all international students (including EU citizens) who are seeking a degree at the Universität Stuttgart. If you are not planning on getting a degree from the Universität Stuttgart, i.e. if you are a visiting program student (ERASMUS, exchange students from overseas), please click here.
Degree students
All students must demonstrate proof of health insurance at registration as prescribed by German law. As a student aged under 30, you are eligible for statutory insurance at the lowest current monthly rate of about 77 Euro. It covers medical treatment by a doctor (including dentist) as well as hospital treatment. This insurance also has the advantage that you do not have to pay for treatment in advance because the insurance company settles directly with the doctor.
The student health insurance does not apply to students who have spent more than 14 semesters studying at a German university or who are aged over 30. These students should contact incoming@ia.uni-stuttgart.de for information on private health insurance.
If you are planning to travel outside of Germany, it is recommended that you take out a travel health insurance for a fee of approx. 12 Euro. Application forms are available at most banks.
Doctoral students and students over 30
Doctoral students and students aged 30 or over cannot be covered by statutory health insurance. However, we strongly advise you to take private health insurance as costs for medical care are very expensive in Germany. For further information please contact incoming@ia.uni-stuttgart.de for information on private health insurance.